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MoonPay Enterprise supports three integration models: direct use (B2B), serving business customers (B2B2B), and serving individual consumers (B2B2C).

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At a Glance

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B2B: Direct Use

Use MoonPay Enterprise for your own operations such as treasury, payroll, and settlement. Examples:
  • Cross-border payroll, converting USDC to EUR and paying employees via SEPA
  • Exchange settlement through stablecoin-to-fiat Offramps
  • Corporate treasury across fiat and stablecoins via Virtual Accounts
Integrate through the API or the Partner Dashboard.
B2B is not exclusive. The same company can use MoonPay Enterprise directly and act as a Partner under B2B2B or B2B2C, onboarding its own customers or subsidiaries. See Roles & Entities.

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B2B2B: Serving Business Customers

Embed MoonPay Enterprise into your product. You act as a Partner. Your business customers become Customers of MoonPay Enterprise. Examples:
  • PSP offering stablecoin money transfers to merchant clients
  • Banking-as-a-service platform enabling neobank clients to issue virtual EUR accounts
  • Payroll provider letting companies pay contractors in stablecoins
Each business customer completes KYB onboarding and gains access to Onramp, Offramp, Swap, Virtual Accounts, and Stablecoin Issuance.

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B2B2C: Serving Individual Users

Embed MoonPay Enterprise into your consumer-facing product. You act as a Partner. Your individual users become Customers of MoonPay Enterprise. Examples:
  • Neobank offering named EUR and USD virtual bank accounts to retail customers
  • Crypto wallet enabling users to onramp fiat to stablecoins via personal vIBAN
  • Remittance app letting users send stablecoins and have recipients cash out to local bank accounts
Individual customers complete KYC through one of three frameworks:
Regardless of the onboarding framework, every customer is a direct customer of MoonPay Enterprise for compliance purposes. See Onboarding Lifecycle for the full flow.

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MoonPay Enterprise App: Whitelabel Frontend

For B2B2B and B2B2C setups, MoonPay Enterprise offers MoonPay Enterprise App, a whitelabel frontend that your end customers (the last B or C) use directly. MoonPay Enterprise App gives your customers account management, transaction history, onboarding, and access to MoonPay Enterprise’s products. No custom UI needed. You manage configuration through the Partner Dashboard or API. MoonPay Enterprise App handles the end-customer experience. When to use MoonPay Enterprise App:
  • Go live without building a frontend
  • End customers need direct access to onboarding, account management, and transaction history
  • Keep the customer-facing experience up to date with new MoonPay Enterprise features automatically

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How to Integrate

Two integration paths. Use both simultaneously.

API

Create customers, onboard them, set up Autoramps, and monitor transactions programmatically.

Partner Dashboard

Manage customers, Autoramps, API keys, and transactions at app.iron.xyz.
Most partners use the API for programmatic workflows (customer creation, Autoramp setup, webhook-driven monitoring) and the Dashboard for operations (reviewing customer status, managing API keys, inspecting transactions).