> ## Documentation Index
> Fetch the complete documentation index at: https://dev.enterprise.moonpay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Individual

> KYC requirements for onboarding individual customers. Covers standard, enhanced, and high-risk verification tiers with required documents.

## KYC Requirements

### Standard Onboarding (USA, EEA, UK, AUS, Low Risk RoW)

<AccordionGroup>
  <Accordion title="Basic Info">
    * Full name
    * Residential Address
    * Date of Birth
    * Nationality
    * Email
    * Phone
    * ID Document
    * Liveness check/Selfie (comparison of liveness vs image on passport or DL and verification of document)
  </Accordion>

  <Accordion title="Specific Requirements">
    **Proof of Address (POA)** - always required at Tier 1 for customers residing outside the USA, EEA, and UK, including Australia. For USA, EEA, and UK residents it's conditional, and the triggers differ by region. Documents other than identity documents must be issued within the last 3 months. See [Proof of Address](/proof-of-address) for the region-by-region triggers and the accepted document list.

    **SSN** - required for US citizens or residents only
  </Accordion>

  <Accordion title="KYC Questionnaire">
    * Use of product
    * Employment status
    * Source of Wealth
    * Annual Income
    * Monthly expected transaction count
    * Monthly expected transaction value
  </Accordion>
</AccordionGroup>

### High Risk Jurisdiction Onboarding and EDD (Limit Increase)

All of the Standard Onboarding requirements plus Enhanced Due Diligence:

* Approximate net worth
* Industry
* Source of Wealth proof: bank statements, payslips, sale proceeds, or another document from the [accepted document list](/source-of-wealth)
* Proof of address

**Yearly Limit:** Unlimited but subject to review

<Note>
  Exception flows automatically trigger EDD workflow for customers residing in high-risk jurisdictions or customers residing in medium-risk jurisdictions who are aged 67 years or older. When this happens, MoonPay Enterprise sets `with_edd` to `true` on the identification response automatically. See [Tracking EDD Status](/onboarding#tracking-edd-status) for how to interpret this field.
</Note>

## Appendix

### Questionnaire List

| Question | Answers | Onboarding Type |
| - | - | - |
| What will you use MoonPay Enterprise for? | Investing, Payments to friends/family/others, Purchase of digital assets, Online Purchases of Goods/Services, Trading | Standard |
| What is your employment status? | Employed or self-employed, Retired, Student, Unemployed | Standard |
| What's your yearly gross income? | Less than 20,000 to 150,000 (in increments of 10,000), then 150,001-200,000, 200,001-500,000, and More than 500,000 | Standard |
| What is your source of wealth? | Salary, Savings, Investments, Crypto trading, Other | Standard |
| How many times do you expect to transact per month? | Less than 5, 5-10, More than 10 | Standard |
| What's your approximate net worth? | Up to 25,000 / 25,001-50,000 / 50,001-100,000 / 100,001-300,000 / 300,001-500,000 / 500,001-1,000,000 / Over 1,000,001 | EDD |
| What industry do you work in? | Agriculture, Arts and entertainment, Construction, Education, Financial services, Information and technology, Manufacturing, Retail, Real Estate, Other | EDD |
| Source of Wealth verification | Bank statements or payslips showing stable income, proof of savings or investments, evidence of asset ownership or sale proceeds, documentation of crypto holdings, and other legitimate records demonstrating lawful accumulation of wealth. | EDD |

### Accepted ID Documents

* Passport
* National ID card
* Driver's License
* Residence Permit
* Digital Driver's License (Brazil-issued only)

### Verification Standards

* ID must be valid, readable, government-issued, and contain a person's photograph
* POA must be ≤ 3 months old
* SoW proof must be one of the accepted documents in [Source of Wealth](/source-of-wealth)
* Liveness must match ID
* Missing/inconsistent information may trigger additional review